Noticias de la Cámara

The British Benevolent Fund receives many applications for financial help from British nationals in Spain. Many in desperate situations.

10/01/2023 BBF_News1_web1

A life in the sun for some, becomes a nightmare trap with seemingly no way out for all too many.

This is particularly so for the many Britons who retire to Spain in the hope of exchanging the damp cold north for the warm balms of the Mediterranean.

For those who come unprepared for the many hidden aspects of day to day living this can be a rude awakening.

We were alerted to a couple in their early 70s. He had worked in the Post Office and she in a school. They had known Spain from many family holidays over the years and had decided that this would be the perfect place to settle down after a long life of daily grind – in addition their children and grandchildren could visit in the holidays – it all made sense.

They sold their house and with the proceeds brought a property in Alicante province and planned to live off their modest pension and some savings.

On arrival in 2017 they did their paperwork and registered for both NIE and padron.

Within a short time however things started to go wrong –  with the first heavy rain they discovered the roof was unfit for purpose and had to replaced.

In 2019 she slipped and broke her hip. The replacement surgery caused additional trauma in addition to the expense.  

Her medical situation deteriorated and contracted a severe eye infection which consumed more of their depleted savings.

His followed suit and he contracted a severe case of shingles incurring more costs.

The pension was no longer sufficient for their outgoings, and they gradually slipped into arrears on their utility bills.

They entered lockdown in March 2020 in an overwhelming sense of isolation and vulnerability.

Their electricity was cut off in June 2021.

A house in the sun was now a house without light to see, nor warmth in the winter or cool air in the summer – and no hot food.

One day he went to the bank to draw some money.

To his horror his bank had without his knowledge paid the years house insurance causing the account to be overdrawn and demands for repayment.

Neither utilities nor bank listened to plea for a repayment plan.

In June of this year, they made the decision to leave – however difficult that would be – and that’s when the BBF got involved.

We were able to put them in touch with a partner charity, one of many that are listed in https://www.supportinspain.info/  a vital resource supported the British Embassy.

We cleared their utility arrears.

The lights went back on in June - one year in the dark.

They are in the process of selling their house and returning to the UK.

God speed.


Socios Patrón

  • Pearson
  • Mondragon Corporación
  • Cuatrecasas
  • HSBC Bank
  • Arriva a DB Company
  • Santander
  • Diageo
  • Plain Concepts
  • Gestamp Servicios
  • Gleeds Ibérica
  • Iberdrola
  • El Corte Inglés
  • Evolutio
  • Oxford University Press
  • AstraZeneca
  • Savills
  • Telefónica
  • Brico Depôt
  • NH Hotel Group
  • Canon
  • Lopez Landa Interiors
  • Hays España
  • Mitie
  • Sage
  • EAE Business School
  • GSK
  • Banco Sabadell
  • PwC
  • JCB
  • Selier Abogados

Socios Corporativos

  • Menzies LLP
  • H10 Hotels
  • énergie Fitness
  • Ayming España
  • Parque Tecnológico de Andalucía
  • Barrilero & Asociados
  • Berkeley Energía
  • A&O Shearman
  • BAT
  • AFI, Analistas Financieros Internacionales
  • Cambridge University Press
  • Agbar
  • TSL Projects Spain
  • Value Retail
  • The Entertainer / Poly Juguetes
  • Bunzl Distribution Spain
  • Allergy Therapeutics Iberica
  • Cognita Schools
  • McArthurGlen Designer Outlet Málaga
  • Barclays
  • Herbert Smith Freehills
  • Haleon
  • Talan
  • Kreab Worldwide
  • Presstour
  • CaixaBank
  • Agencia de Innovación y Desarrollo de Andalucía IDEA
  • Mazars
  • Royal & Sun Alliance Insurance
  • Kensington School
  • RSM Spain
  • Brunswick Group
  • Sacyr
  • Grant Thornton
  • Gómez-Acebo & Pombo
  • British Council
  • IQS
  • Engage Independent School
  • Baker Tilly
  • ISP Schools
  • BT Global Services
  • De Cotta McKenna y Santafé
  • Arup
  • Uhy Fay & Co
  • Management Solutions
  • Gilmar Real Estate
  • David Lloyd
  • Globeducate British International School
  • IESE Business School
  • Oak House School
  • Adlanter
  • Safetykleen
  • Cabrera Rodriguez ETL Global
  • Colt Technology Services
  • Byevolution Creative Factory
  • ETL Global
  • Croda Ibérica
  • Uría Menéndez Abogados
  • Invest Northern Ireland
  • Boult Wade
  • Pinsent Masons
  • Holiday World Resort
  • CMAC Group
  • PageGroup
  • Rentokil Initial
  • Brand Finance
  • Segro Spain Management
  • Araex Grands
  • Gentile Law
  • KPMG
  • Ferrovial
  • Currencies Direct
  • MARCO Agency
  • ERM
  • Indra
  • EGD Logistics
  • LRQA España
  • EY
  • BDO
  • Schüco
  • BSI Group Iberia
  • Aon España
  • Roman
  • Gamma
  • PKF Attest
  • Prosegur Seguridad
  • Flutter
  • Control Group
  • Lloyd’s Insurance Company SA, Sucursal en España
  • Cubico Sustainable Investments
  • Lightsource bp
  • Finastra
  • UAL Awarding Body
  • Spectrum IFA Group
  • Redshaw Advisors